Our experienced team is dedicated to providing personalized guidance and support in the following key areas:

 

Annuities:

  • Guaranteed Income for Life: We’ll help you explore a variety of annuity options that provide a steady stream of income throughout your retirement, ensuring you never outlive your savings.
  • Tailored Annuity Solutions: We’ll work with you to identify the annuity type and payout structure that best aligns with your individual needs and risk tolerance.
  • Protection Against Market Volatility: Annuities can offer a safe haven for your retirement savings, shielding you from market fluctuations and providing peace of mind.
 

Long-Term Care Insurance:

  • Planning for the Unexpected: We’ll help you understand the potential costs of long-term care and develop a plan to protect your assets from the financial burden of extended care needs.
  • Maintaining Your Independence: Long-term care insurance can empower you to choose the care setting that best suits your preferences, whether it’s in your home, an assisted living facility, or a nursing home.
  • Protecting Your Loved Ones: By securing long-term care insurance, you can safeguard your family from the emotional and financial strain of providing caregiving support.
 

Life Insurance Planning:

  • Protecting Your Family’s Future: We’ll help you determine the appropriate type and amount of life insurance coverage to ensure your loved ones are financially protected in the event of your passing.
  • Estate Planning Considerations: We’ll integrate life insurance into your overall estate plan to minimize taxes, cover estate expenses, and provide for your beneficiaries.
  • Peace of Mind: Life insurance provides invaluable peace of mind, knowing that your family’s financial well-being is secured, no matter what the future holds.

 

At the Secure Retirement Store, we’re committed to empowering you to make informed decisions about your retirement. Contact us today for a personalized consultation and let us help you build a secure and fulfilling future.

Annuities

What is an Annuity?

An annuity is a contract with an insurance company. In exchange for a premium or a series of premiums, the insurance company agrees to make regular payments to the contract holder.

What is a 1035 Exchange?

Due to a variety of factors, individuals may find themselves in circumstances where the specific life insurance policy or annuity contract they own does not suit their needs.

The Funding Options

There are two ways you can fund an annuity: with a single premium payment or through a series of periodic premium payments.

The Basics of Indexed Annuities

With an indexed annuity (IA), the interest earnings are tied to the performance of an equity index such as the S&P 500 or the Dow Jones Industrial Average.

Fixed Annuities

A Fixed annuity, also called a Multi-Year Guaranteed Annuities (MYGA). This type of annuity will pay a fixed interest rate for a specific period.

Fixed Index Annuities

A Fixed Indexed Annuity (FIA) protects your principal, is never directly invested in the market and has the potential to earn interest tied to a market index.

Life Insurance

Life Insurance Myths Debunked

Do you really need life insurance?
Do you assume it’s too expensive?
Are you relying on the coverage you’ve purchased through work to stay with you forever?

Term vs. Permanent Life Insurance

When considering life insurance, one of the most important factors to understand is the difference between term and permanent insurance.
Here’s an inside look at both.

Assess Life Insurance Needs

If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances.

Universal Life Insurance

Universal life insurance is permanent life insurance — that is, it remains in force for your whole life. But universal life insurance has an important difference from other types of permanent insurance.

Universal Life Insurance

In exchange for fixed premiums, an insurance company promises to pay a set benefit when the policyholder dies, but also offers additional benefits as well.

Please Note: The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation.